How long has it been since you sat down and looked for low-cost Acura ZDX insurance in Phoenix? Pricey Acura ZDX insurance in Phoenix can empty your bank account and force you to make sacrifices. Getting a rate comparison can be a smart way to reduce premiums and put more money in your pocket.
A recent survey discovered that the vast majority of consumers have stayed with the same insurance company for a minimum of four years, and virtually 40% of consumers have never compared rates with other companies. Many consumers in Phoenix can save hundreds of dollars each year by just comparing quotes, but most tend to underestimate how much money they would save if they switched to a cheaper policy. You have so many insurance companies to purchase coverage from, and although it’s a good thing to have a choice, it can be more challenging to adequately compare rates for Acura ZDX insurance in Phoenix.
You should make it a habit to quote other rates quite often since rates change frequently. If you had the lowest rate on Acura ZDX insurance in Phoenix a year ago the chances are good that you can find a lower price today. You can find a lot of misleading information regarding ZDX insurance out there, but in this article, you’re going to get some great ideas on how to reduce your insurance bill.
Comparing quotes for the lowest cost coverage in Phoenix is quite easy. If you’re already insured or need a new policy, you can follow these tips to save money while maintaining coverages. You just need to learn the most effective way to shop for auto insurance from many different companies.
Most companies like Progressive, GEICO, Allstate and State Farm provide coverage prices from their websites. This process can be done by anyone because it’s just a matter of typing in your required coverages into the quote form. After you complete the form, their rating system pulls credit information and your driving record and quotes a price. This makes comparing rates easy, and it’s absolutely necessary to do this if you want to get cheap rates.
If you want to find out how much you can save on auto insurance, check out the auto insurance providers below. If you have coverage now, it’s recommended that you enter your coverages just like they are on your policy. Doing this guarantees you will have comparison quotes based on the exact same insurance coverage.
The following companies are our best choices to provide comparison quotes in Phoenix, AZ. If multiple providers are shown, it’s highly recommended you get rates from several of them in order to find the cheapest rates.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| ZDX Technology Package AWD | $248 | $440 | $282 | $16 | $84 | $1,070 | $89 |
| ZDX AWD | $198 | $334 | $300 | $18 | $90 | $940 | $78 |
| ZDX Advance Package AWD | $292 | $552 | $308 | $18 | $92 | $1,262 | $105 |
| Get Your Own Custom Quote Go | |||||||
Data rating is based on married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Price information does not factor in your specific Phoenix location which can increase or decrease insurance rates significantly.
Safe drivers pay less for auto insurance
The example below illustrates how speeding tickets and accidents can drive up Acura ZDX insurance premiums for each age group. The premium estimates are based on a single male driver, full coverage, $1,000 deductibles, and no discounts are factored in.
Insurance can get complicated
When it comes to choosing proper insurance coverage, there really is not a best way to insure your cars. Your needs are unique to you and a cookie cutter policy won’t apply.
For instance, these questions may help you determine whether or not you would benefit from an agent’s advice.
- Do I need special endorsements for business use of my vehicle?
- Why am I required to get a high-risk car insurance policy?
- Do I need replacement cost coverage?
- Is my business laptop covered if it gets stolen from my vehicle?
- Can I get by with minimal medical coverage if I have good health insurance?
- What is the difference between personal and commercial auto insurance policies?
- Why does it cost so much to insure a teen driver in Phoenix?
- Do I pay less if my vehicle is kept in my garage?
If you’re not sure about those questions, you might consider talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form or go to this page to view a list of companies. It’s fast, free and you can get the answers you need.
Buying auto insurance from Phoenix car insurance agents
Many people still prefer to sit down with an agent and that is a personal choice. Professional agents can answer important questions and help file insurance claims. One of the best bonuses of getting free rate quotes online is the fact that drivers can get cheap auto insurance quotes and still choose a local agent. And supporting neighborhood insurance agencies is still important in Phoenix.
For easy comparison, once you complete this quick form, your insurance coverage information is transmitted to participating agents in Phoenix that provide free Phoenix car insurance quotes for your coverage. It simplifies rate comparisons since you won’t have to find an agent because prices are sent immediately to your email address. In the event you want to quote rates from a specific company, just go to their quote page and give them your coverage information.
If you prefer to buy auto insurance from a local agent, there are two types of agencies to choose from. Phoenix agents can be classified as either exclusive agents or independent agents. Both types of agents can sell and service auto insurance coverage, but it’s important to point out the differences since it could factor into the kind of agent you use.
Independent Auto Insurance Agencies
Independent insurance agents do not sell for just one brand and that enables them to quote your coverage through many companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, your policy is moved internally which is easy for the insured. If you are trying to find cheaper rates, we recommend you contact a few independent agents in order to compare the most rates.
Featured below is a partial list of independent agents in Phoenix who can help you get price quotes.
Horizon Insurance Group
2880 E Northern Ave #100 – Phoenix, AZ 85028 – (602) 992-9750 – View Map
Daniels Nicolson Insurance Agency, Inc
4411 N 19th Ave – Phoenix, AZ 85015 – (800) 972-1893 – View Map
Oasis Insurance
317 N 19th Ave – Phoenix, AZ 85009 – (602) 233-5500 – View Map
Exclusive Auto Insurance Agencies
Agents in the exclusive channel are contracted to one company like Farmers Insurance, State Farm, Allstate, and AAA. Exclusive agents are unable to shop your coverage around so keep that in mind. Exclusive agencies are well schooled on their company’s products which helps them sell on service rather than price.
Listed below is a short list of exclusive insurance agencies in Phoenix who can help you get price quote information.
John Abercrombie III – State Farm Insurance Agent
7207 N 7th St – Phoenix, AZ 85020 – (602) 906-0299 – View Map
Andy Carrillo – State Farm Insurance Agent
4713 E Southern Ave – Phoenix, AZ 85042 – (602) 426-8088 – View Map
Lynn Buss – State Farm Insurance Agent
4022 E Broadway Rd #106 – Phoenix, AZ 85040 – (602) 454-8570 – View Map
Picking an car insurance agent should include more criteria than just a cheap price quote. These questions are important to ask:
- What discounts might you be missing?
- Do they assist clients in filing claims?
- In the event of vehicle damage, can you pick the collision repair facility?
- Do you work with a CSR or direct with the agent?
- What company do they have the most business with?
- If they are an independent agency in Phoenix, which companies do they recommend?